So I had a free audible credit and I used it on this book that is about making your dreams come true. I’m not even going to link to it, because literally it has “hashtag this” and “hashtag that” several times in every sentence, and it’s the most annoying thing ever. The principles behind the “make your dreams come true” plan are simple and not original (the author freely admits that) but it’s sort of her story of how she was able to use the theory to transform her life when she hit rock bottom. Too bad she couldn’t write a memoir and a simple step-by-step guide, and instead turned it into a constant commercial, but oh well.
Anyway. I have gotten some ideas from it all so it isn’t a total waste. The inspiration/motivation/dream board is something I’ve heard of a lot of people using and I’ve gone ahead with that. The idea of “hustle” (combined with Mr. Money Mustache’s money-saving motivational quotes) is helpful. (Mr. Money Mustache says to treat your debt as an emergency, not something you work off over a lifetime. You don’t buy snacks and movies and whatnot if you’re in a financial emergency, is his point.) Also the idea of daily logs, where you write down your “hustle” as well as your “wins”. Wins are small successes, little positives, that occur along the way.
I’m not going to do my daily log online, but I’ll start with this:
Hustle: Signed up for 20 hours of overtime in the next two weeks, since M will be in school (money and debt). Got rid of toys and books yesterday that we didn’t need (downsizing).
Wins: Spent less than $100 this pay period!!! Good thing because I had an unexpected vet bill come up.
Earthquake moment: My cat required $260 in vet care. Also my checking account got overdrawn and I lost a lot of money in overdraft fees. I corrected it but it was a loss.
So that’s what the log will look like. It’s motivational but also forcing me to be accountable. I hope it helps!
Mother of All Things 
They actually say hashtag in the book? That sounds obnoxious. Any chance you can switch to a bank or credit union that doesn’t have big overdraft fees?
It’s the audiobook, so I have to assume every so few words has a hashtag in front of it and they are reading it. SO annoying.
Yes that’s on my list of things to do!